Global Benefit Management

Multinational companies often struggle to find the time to effectively manage the array of insured employee benefit plans that they sponsor around the world. For many, this means that significant money is being left on the table, and it results in concerns over whether plans are being effectively governed.

ACA: Employer Shared Responsibility Provision

Large employers in 2014 will be subject to the Affordable Care Act's (ACA) "pay or play" requirement. Under the ACA's employer shared responsibility provision, large employers may be subject to a penalty if theydo not offer the minimum level of coverage under an employer-sponsored plan ( the "no-offer penalty") or offer coverage that is either not affordable or does not provide minimum value (the "under-offer penalty").